I finally have a credit card that gets me rewards. Needless to say I've been taking advantage of that. In fact, I almost never use cash these days and I've even just about abandoned my debit card.
It doesn't help that I don't have a bank branch in the area.
But I realize just how lethal using plastic can be. I can more easily spend with plastic than I can with cash. And better yet, I almost don't even have to think about it. No counting dollars and sense. Just swipe and sign. Sometimes just swipe. But I must fight the temptation to use my excuse for plastic use--I earn rewards points. It's time to get back to good, old fashioned cash. It's almost as easy to spend yet there are set, tangible limits.
It is going to be hard to break this more recent habit. Sigh.
Tuesday, July 31, 2007
She's On the Money: Credit cards vs. Cash
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2 comments:
u make using a credit card a whole lot easier and more convenient than using cash....y go back?
There's a lot more consideration and care that must go into using plastic over cash. Cash provides more definite limits. Plastic encourages overspending.
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